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Now you can compare the cost of commuting to your workplace from different locations in Baldwin County or Mobile County! Buying a home that is farther away from work may have a lower mortgage payment, but you'd be surprised at how much more you'll spend by driving to work. This calculator will help you factor in commuting costs to help you you with your decision on where to live.
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
What is arguably the world's strangest (and most dysfunctional) kitchen?
A
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
John Fowler has been a top producer in the South Alabama area for over 30 years. If you are interested in buying or selling in Fairhope, Daphne, Spanish Fort, Baldwin County or Mobile, give John a call. Put John's extensive experience, his love of helping people with their real estate needs and his use of cutting
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