Fairhope, The Eastern Shore and Baldwin County real estate and homes for sale in Alabama - John Fowler, REALTOR® John Fowler REALTOR(r) for Fairhope, The Eastern Shore and Baldwin County, Alabama real estate - NUMBER1EXPERT™ John Fowler NUMBER1EXPERT(tm) for Fairhope, The Eastern Shore and Baldwin County, Alabama real estate
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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
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Who is "Freddie Mac", and why is he a big name in real estate?

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"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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John Fowler, REALTORŪ, real estate agent and broker for Fairhope, The Eastern Shore and Baldwin County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

John Fowler
Coldwell Banker Reehl Properties

24190 U.S. Hwy 98
Fairhope, AL. 36532
Office: 251-990-6622
Toll Free: 800-960-6622
Cell : 251-591-2386
Fax: 251-990-6009
Email: JohnFowler@NUMBER1EXPERT.com

John Fowler has been a top producer in the South Alabama area for over 30 years. If you are interested in buying or selling in Fairhope, Daphne, Spanish Fort, Baldwin County or Mobile, give John a call. Put John's extensive experience, his love of helping people with their real estate needs and his use of cutting edge technology to work for you.

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Coldwell Banker Reehl Properties real estate and homes for sale in Fairhope, The Eastern Shore and Baldwin County Alabama

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