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 I live in Fairhope with my wife Katherine and our 13 “lucky” cats. We even have a black cat along with at least one of every other color. We live in a peaceful neighborhood near downtown Fairhope and love living here. Originally from Canada, my parents brought me to Mobile in 1971. It was quite a culture shock moving from the French Canadian city of Montreal to the Deep South where people spoke with a Southern drawl. I have often said that I moved from a city where I couldn’t understand most of the people to a city where I still had a hard time understanding them. But it didn’t take long to figure out that snow-less winters and sunny beaches were pretty nice. I graduated from the University of South Alabama with a Marketing degree and got my Real Estate license in 1978. I have been in Real Estate since then. I started with Century 21 Reeves Realty for 4 years, worked with Roberts Brothers for 20 years and have been with Coldwell Banker Reehl Properties since 2002. Even though I have occasionally thought about changing careers and tried day trading for awhile, I have stayed with Real Estate mostly because I enjoy the work and helping people with their Real Estate needs.   |  | | |

Katherine and I met in 1998. It was an exciting time and meeting her was easily one of the best things to happen to me. Katherine had been living in Birmingham when we met. She had practiced law there for 25 years and also had been a Municipal Court Judge. In 1999 we moved from Mobile to Lillian to live on the water and so she could practice with her old law partner in Orange Beach. In 2002 we had to make family decision. Where would we really like to live and work? We immediately chose Fairhope and moved shortly after that. One of the reasons for the decision was that Katherine had wanted to pursue her other love- art. Essentially, she retired from being an attorney, started taking classes and is now a full time artist. She has been very successful and sold many paintings. I couldn’t be more proud of her for the decision to change careers and for her success. She has some great work. You can see her work online at www.katherinefowler.com. If you are in Fairhope you can find her paintings at The Lyons Share Gallery or at The Eastern Shore Art Center. 
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We enjoy working in the yard and also watching movies. We have seen most of them. When I can find the time, I enjoy golfing. I also enjoy playing blues harmonica. I recently spent a weekend jamming and learning from some pros at a music camp in Clarksdale Mississippi, the home of the Delta Blues. It was quite an experience for me. 
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The way that you hold title to your property has legal, tax, and estate-planning consequences. Many buyers do not receive adequate professional advice on this important aspect of property ownership.
If you are purchasing property by yourself, you will be acquiring title by sole (or "separate") ownership, single ownership, or severalty ownership. The term "severalty" does not denote more than one person - it is a legal term meaning that sole ownership is severed from all other forms of ownership.
If you are purchasing property with others, the most common forms of co-ownership are tenancy in common, joint tenancy, and community property. Tenants in common can be created when two or more related or unrelated people hold title to a property either equally or unequally. Each individual has the right to do whatever he wishes with his interest in the property. For example, he can sell his interest, give it away, or will it to someone else.
Before you take title, you should seek advice from your tax advisor and an attorney, particularly if you are buying the property with another person.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
See More Real Estate Trivia > |
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